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Become a Landlord without all the hassles

Individuals who invested wisely in real estate many years ago are now living a very comfortable lifestyle. Investing in real estate wisely can garner lots of money, so if you're just getting started, or have considered investing in real estate, finding the right realtor is invaluable.  I know how to locate and assess potential investments to filter potential properties that should be profitable for you.

Much like starting your own business, investing in real estate requires entrepreneurial skills and a vision. Which is why not everyone is jumping on the real estate bandwagon.

Not everyone is willing to take the additional risk that real-estate investing entails. And these are the same people or renters that will make you rich. The little secret is that there are hundreds of individuals who choose to procrastinate for every one individual who has a vision and chooses to take the risk with real-estate investing.  Tomoko will help you reap the reward while minimizing the risks.

Tomoko can assist you to get started investing in real estate,  the only thing you need is a desire for financial freedom. Investing in real estate requires some investent of time; you will need to deal with a vast array of tenants -- good ones as well as bad. Just like a business, you also have to deal with operating and fixed expenses -- such as heating and electrical bills, as well as renovation costs. To assist you we offer clients full service property management.

Investing in Real Estate Foreclosures

Today in the US, tens of thousands of homes and properties are facing mortgage foreclosure. About 1% of all residential property in the United States is already in, or facing foreclosure soon. With over 1 million homes being foreclosed on at any given time, opportunities for investing in real estate foreclosures are excellent.

Fact: Every minute of every day, fortunes are being made buying bank foreclosures. Real estate investing is ultimately the fastest, safest way to create lasting financial security. And when you combine methods of professional investors with a proven investment plan, you have a winning strategy to build real wealth.

Home foreclosure creates investing opportunities. We have the access and information to help you buy foreclosures safely and realize substantial profits from distressed property situations.

What are the Benefits of Investing in Real Estate?

Aside from being your own boss, having the freedom to travel while earning profits, increasing your net worth, and having a place of your own to call home, there are greater benefits of real-estate ownership:

1. Cash Flow

Cash is the difference between your income and your expenses on a piece of property. You can have a positive or negative cash flow.  Obviously, you'll feel a lot better if the cash flow is positive.

Some people prefer to reduce debt as quickly as possible and sacrifice a little, and keep a negative or zero cash flow. My advice on cash flow is this: Never use all of your positive cash flow with rapid debt reduction. You will be walking a thin line. By keeping a strong positive cash flow, you will have more options and space to maneuver.

2. Appreciation

Appreciation is the increase in value of a property. There are 2 kinds of appreciation. The first is from economic conditions beyond your control, such as inflation. But you wouldn't gain much from this type of appreciation since the gain is offset by the higher cost of living. The second kind of appreciation is market appreciation. This kind of appreciation, you can control. When you improve a property (through renovation), you are, in effect, forcing its value higher. You can purchase a piece of property in need of repairs and bring it back up to neighborhood standards or slightly higher. This will give you a property that is much higher in value.

3. Leverage

Leverage is the ability to borrow a percentage of the value of a piece of property. Real estate, in comparison to other investments, offers a very high degree of leverage. In some cases a couple buying a single-family home can obtain 95% financing. This allows individuals to purchase real estate with little, if any, of their own money. What other investments offer such a high degree of leverage?

4. Amortization

With leverage, or the use of other people's money, comes a repayment schedule. Your outstanding balance is being reduced with every payment you make. Part of each payment goes to interest (applied first), and part of your payment goes to principal. The principal reduction is called amortization -- reducing debt. Hence, amortization can make you wealthy -- slowly and steadily.

5. Tax Advantages

Owning real estate with the goal of making profit allows you to deduct interest payments and other expenses come tax time. But, don't be fooled into buying real estate for the tax advantages; buy real estate because it makes economic sense to do so.

Owning a real-estate business is a great way to achieve your financial freedom.  The benefits are definitely there.  Call today to to get started.